Funding for your building project
New build, storey addition, roof or energy refurbishment: we show which federal, state and regional schemes come into question – and in what order you have to proceed.
Programmes at a glance
For many projects funding decides whether building happens at all. The problem is rarely the amount but the sequence: almost every scheme requires the application to be filed before work begins, and most require an independent energy efficiency expert. Sign the building contract first and think about funding afterwards, and it is gone. On the following pages you will find the programmes that are regularly relevant for timber construction, storey additions, roofs and refurbishment in the Hannover Region – described factually, with a link to the official source.
| Programme | Who for | Type of funding | Body |
|---|---|---|---|
| Klimafreundlicher Neubau (KFN) – KfW 297 and 298 | New build | Loan + repayment grant | KfW |
| Wohneigentum für Familien (WEF) – KfW loan 300 | Families | Loan | KfW |
| Effizienzhaus 40, 55 and 70 – what is behind them | Standards & requirements | Requirement / standard | KfW |
| Renovation to Effizienzhaus with the KfW loan 261 | Renovation & existing buildings | Loan + repayment grant | KfW |
| BAFA grant for insulating roof and building envelope | Renovation & existing buildings | Grant | BAFA |
| Deducting an energy retrofit from your income tax | Tax relief | Tax reduction | Finanzamt |
| QNG: the key to the highest funding tier | Sustainability & certification | Requirement / standard | QNG |
| NBank and regional schemes: funding beyond the federal level | State & region | Loan | NBank |
Renovation & existing buildings
Renovation to Effizienzhaus with the KfW loan 261
When an existing building is renovated as a whole to reach an Effizienzhaus level, KfW supports it with a low-interest loan and a repayment bonus (Tilgungszuschuss). We carry out the construction work.
View programmeBEG Einzelmaßnahmen – grant paid by the BAFABAFA grant for insulating roof and building envelope
If you improve individual components rather than the whole house, the BAFA pays a direct grant towards the cost. Eligible works include roof, external wall and top-floor ceiling — exactly our trades.
View programmeSustainability & certification
Getting the order right
Advice first, then the application, then construction. The funding application must be in place before work begins – and signing a supply or works contract already counts as the start. Under the BEG and KfW programmes an energy efficiency expert from the federal register is additionally mandatory; they issue the confirmation for the application and later the confirmation after completion. Plan for that lead time.
All information on funding programmes is provided to the best of our knowledge, without guarantee and without any claim to completeness. It does not replace legal, tax or energy consulting. Terms and budgets change constantly; only KfW, BAFA, NBank and the responsible funding bodies are binding. Applications must generally be filed before work begins.
Free funding consultation